Online FD Penalty Calculators [FULL Version]

By using these FD pre-closure Penalty Calculators, you will be able to easily calculate the penalty being charged on your fixed deposit. Penalty is charged in cases where Fixed Deposits are prematurely withdrawn ahead of their scheduled maturity.

There are 3 types of calculators available on this page –

  1. For Cumulative FDs – when Interest is paid at Maturity
  2. For Non-Cumulative FDs – when Interest is paid Monthly
  3. For Non-Cumulative FDs – when Interest Payout is paid Quarterly

These calculators will only help in calculating the penalty being charged by the bank. In case you are looking to close your fixed deposit due to low interest rate, then you should use this Renewal Advisor for the same.

Before you can access these calculators, you will need to purchase them via EPM Shop or via links below.

Want to know how these calculators work? You can try DEMO for these calculators from this page.

After purchasing, kindly login to use this calculator or click here to register.

You can use the coupon codes to further lower the price. 
Read This before purchasing an Online calculator.

Online FD Penalty Calculator and Renewal Advisors

This FD Premature Withdrawal Penalty Calculator and Renewal Advisor will calculate the Penalty for cases where Fixed Deposits are being prematurely withdrawn and also will advise on the profit/loss in case you choose to renew the Fixed Deposit at a revised interest rate.

FD Premature Withdrawal Penalty Calculator & Renewal Advisor (for Cumulative Deposits)

Premature Withdrawal Calculator Penalty and Renewal Advisor

This tool will calculate penalty for anyone looking to prematurely withdraw, close or renew their Fixed Deposits with payouts at Maturity and provide the a recommendation whether you should opt for renewal before maturity or not.

RD Premature Closure Penalty Calculator and Renewal Advisor 2023

RD Premature Closure Calculator and Renewal Advisor which will help you in calculating the penalty imposed by banks during premature withdrawal or pre-closure of your Recurring Deposit (RD).

How to check old Interest Rate for Fixed Deposit?

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If you are planning to pre-close or renew your old Fixed Deposit, then you need the interest rate applicable for the reduced duration to be able to accurately calculate the penalty amount and the benefit you will be getting in case of renewal.

NSC vs. Tax Saver FD – One better than Other

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If you are planning on investing ₹1.5 Lakh for Tax Savings under Section 80 of the Income Tax Act and thinking whether you should invest your money in NSC (National Savings Certificate, part of Post Office Small Savings Scheme) or in Tax Saver Fixed Deposit Scheme with Banks, then this blog may give you some insights.

Avoid Premature Withdrawal Penalty for Fixed Deposits!

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How to avoid penalty on premature withdrawal or closure of Fixed Deposits which are non-cumulative with interest payouts on monthly and quarterly basis.