When I analyzed the last published Annual Report of IRDA to find the Best Health Insurance company in India, I found that New India Insurance company had the highest approval rate of 92.25% for Health Insurance-related claims in 2021-22. However, if we look at their Network Hospitals list, it is only around 3000. On the … Read more
This Special FD Rates Analysis Calculator will help you in calculating the difference of interest earned in a Normal FD as compared to a Special FD followed by a Normal FD. This can then help you take decision whether its worth investing in the Special FD or not. A number of people including bank staff … Read more
What is Mahila Samman Saving Certificate? Mahila Samman Saving Certificate has been notified by Central Government’s Ministry of Finance as a new Government Savings Scheme. This scheme has been introduced via Gazette under G.S.R.237(E) on 31st March 2023. It is a one-time special deposit scheme which is available for a duration of 2 years. Mahila … Read more
Pension Plan explained for people in India. After Retirement, Pensions are very important for us but Why? No one ever explained us about Pension Plans – what are they, different types of Pension Plan, which plan to choose, what are Return of Premium Plans and most importantly what returns do you get from these Pension … Read more
Get the FD Premature Withdrawal Penalty and Renewal Calculator which will help you in calculating the penalty imposed by banks during premature withdrawal or pre-closure of your Fixed Deposits. This calculator will further recommend the overall profit or loss when you are trying to switch from your old Fixed Deposit to a new one. A … Read more
EPF has now opened the Online link for submission of Joint Option for Higher Pension for people who are eligible for higher pension. The following 10 Steps will help you in finishing the form easily. As per the revised timelines, you now have time till 3rd May 2023 to provide this joint declaration along with … Read more
Whether choosing the option for higher pension amount under the EPS 95 scheme is good or not for you is what we will try to analyse in this blog using some calculations. Also, you will find a calculator which may be able to suggest you how long your un-transferred portfolio may last, in case you … Read more
New Tax Regime vs Old Tax Regime Calculator for Salaried Employees less than 60 years of age and with salary less than 50,50,000 per annum. What are the differences between the old tax system and the new tax system, and which one might be better for you?
The National Savings Certificate (NSC) offered by the Indian Postal Service, fixed deposits (FDs) offered by banks, and post office term deposits (POTD) are all types of savings and investment options. However, they have different features and may be better suited for different types of investors. National Savings Certificate (NSC) is a type of savings … Read more
RD Premature Closure Calculator and Renewal Advisor which will help you in calculating the penalty imposed by banks during premature withdrawal or pre-closure of your Recurring Deposit (RD).
How to avoid penalty on premature withdrawal or closure of Fixed Deposits which are non-cumulative with interest payouts on monthly and quarterly basis.
The post office scheme excel calculator helps in calculating the interest and overall returns that one will earn if invested in Post Office Schemes
LIC Jeevan Dhara 2 is a non-linked, non-participating, individual, deferred annuity plan. What are the returns being generated under the LIC Dhara 2 plan – Let’s find out. A deferred annuity or pension plan is typically divided in 2 phases: Let’s understand this better with the help of a couple of examples. LIC Jeevan Dhara … Read more
LIC Jeevan Dhara 2 (Plan Number 872) is a new pension plan launched by LIC. What are its features and should you invest in the same? – Let’s find out. LIC Jeevan Dhara 2 is a non-linked, non-participating, individual, savings, deferred annuity plan. Currently the plan is being offered under Unique Identification Number (UIN) 512N364V01. … Read more
In this post you can find the Excel calculator used in the video of LIC Jeevan Utsav Plan. This calculator compares the premium of Jeevan Utsav Plan and its returns with that of a RD-FD Combo. Below is the complete details about this calculator. Video on the Returns of Jeevan Utsav Plan How the Calculator … Read more
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This is an independent review of Senior First Health Insurance plan by Niva Bupa. In this post, we will cover various features of this health insurance policy, compare the various options, look for comparison of prices and also try to find which option may be better for you. About the Senior First Plan Niva Bupa’s … Read more
Sovereign Gold Bond Scheme. The latest tranche for Sovereign Gold Bond (SGB) has been priced at ₹5923 per gram and will open for subscription on 11 September and close on 15 September 2023.