Which is the Best Health Insurance Company in India – 2023?

Image of a man thinking which is the Best Heath Insurance Company in India

When I analyzed the last published Annual Report of IRDA to find the Best Health Insurance company in India, I found that New India Insurance company had the highest approval rate of 92.25% for Health Insurance-related claims in 2021-22. However, if we look at their Network Hospitals list, it is only around 3000. On the … Read more

Special FD Rates Analysis Calculator

Special FD Interest Rate Excel Calculator

This Special FD Rates Analysis Calculator will help you in calculating the difference of interest earned in a Normal FD as compared to a Special FD followed by a Normal FD. This can then help you take decision whether its worth investing in the Special FD or not. A number of people including bank staff … Read more

Mahila Samman Saving Certificate (MSSC) – Explained

Post office Mahila Samman Scheme Certificate

What is Mahila Samman Saving Certificate? Mahila Samman Saving Certificate has been notified by Central Government’s Ministry of Finance as a new Government Savings Scheme. This scheme has been introduced via Gazette under G.S.R.237(E) on 31st March 2023. It is a one-time special deposit scheme which is available for a duration of 2 years. Mahila … Read more

Everything about Pension Plans

Pension Plan explained for people in India. After Retirement, Pensions are very important for us but Why? No one ever explained us about Pension Plans – what are they, different types of Pension Plan, which plan to choose, what are Return of Premium Plans and most importantly what returns do you get from these Pension … Read more

FD Premature Withdrawal Penalty and Renewal Calculator for Cumulative Deposits

Feature image for the blog of FD Premature Withdrawal Penalty and Renewal Calculator on everypaisamatters.com. It is a man pointing to text saying How to Increase returns on your old Fixed Deposit

Get the FD Premature Withdrawal Penalty and Renewal Calculator which will help you in calculating the penalty imposed by banks during premature withdrawal or pre-closure of your Fixed Deposits. This calculator will further recommend the overall profit or loss when you are trying to switch from your old Fixed Deposit to a new one. A … Read more

How to fill EPF Joint Declaration for Higher Pension Online?

How to submit epf joint declaration form online

EPF has now opened the Online link for submission of Joint Option for Higher Pension for people who are eligible for higher pension. The following 10 Steps will help you in finishing the form easily. As per the revised timelines, you now have time till 3rd May 2023 to provide this joint declaration along with … Read more

EPS – Revised High Pension Calculation – Switch or Not

Whether choosing the option for higher pension amount under the EPS 95 scheme is good or not for you is what we will try to analyse in this blog using some calculations. Also, you will find a calculator which may be able to suggest you how long your un-transferred portfolio may last, in case you … Read more

New Tax Regime vs Old Tax Regime Calculator

Image for blog on New Tax Regime vs Old Tax Regime Calculator on everypxisamatters.com

New Tax Regime vs Old Tax Regime Calculator for Salaried Employees less than 60 years of age and with salary less than 50,50,000 per annum. What are the differences between the old tax system and the new tax system, and which one might be better for you?

NSC vs Bank FD vs Post Office TD Returns Calculator

Image for the blog on NSC vs Bank Fixed Deposit vs Post Office Time Deposit

The National Savings Certificate (NSC) offered by the Indian Postal Service, fixed deposits (FDs) offered by banks, and post office term deposits (POTD) are all types of savings and investment options. However, they have different features and may be better suited for different types of investors. National Savings Certificate (NSC) is a type of savings … Read more

RD Premature Closure Penalty Calculator and Renewal Advisor 2023

RD Premature Closure Calculator and Renewal Advisor which will help you in calculating the penalty imposed by banks during premature withdrawal or pre-closure of your Recurring Deposit (RD).

Avoid Premature Withdrawal Penalty for Fixed Deposits!

This is the Logo for the blog on how to save Premature withdrawal penalty on Fixed Deposit on everypaisamatters.com

How to avoid penalty on premature withdrawal or closure of Fixed Deposits which are non-cumulative with interest payouts on monthly and quarterly basis.

Post Office Scheme Excel Calculator (POSRC)

This is an image for the blog of the Post Office Saving Schemes on everypaisamatters.com It is a man pointing to Post Office Best Returns 2023 text with a yellow background.

The post office scheme excel calculator helps in calculating the interest and overall returns that one will earn if invested in Post Office Schemes

LIC Jeevan Dhara 2 – Returns Calculation

LIC Jeevan Dhara 2 Returns Calculator

LIC Jeevan Dhara 2 is a non-linked, non-participating, individual, deferred annuity plan. What are the returns being generated under the LIC Dhara 2 plan – Let’s find out. A deferred annuity or pension plan is typically divided in 2 phases: Let’s understand this better with the help of a couple of examples. LIC Jeevan Dhara … Read more

LIC Jeevan Dhara 2 (New Pension Plan) – Should You Invest?

LIC Jeevan Dhara 2 (Plan Number 872) is a new pension plan launched by LIC. What are its features and should you invest in the same? – Let’s find out. LIC Jeevan Dhara 2 is a non-linked, non-participating, individual, savings, deferred annuity plan. Currently the plan is being offered under Unique Identification Number (UIN) 512N364V01. … Read more

LIC Jeevan Utsav Plan Calculator

Photo of man highlighting tax with 40% more returns than Jeevan Utsav

In this post you can find the Excel calculator used in the video of LIC Jeevan Utsav Plan. This calculator compares the premium of Jeevan Utsav Plan and its returns with that of a RD-FD Combo. Below is the complete details about this calculator. Video on the Returns of Jeevan Utsav Plan How the Calculator … Read more

Niva Bupa “Senior First” Health Insurance Plan

This is an independent review of Senior First Health Insurance plan by Niva Bupa. In this post, we will cover various features of this health insurance policy, compare the various options, look for comparison of prices and also try to find which option may be better for you. About the Senior First Plan Niva Bupa’s … Read more

Sovereign Gold Bond Scheme 2023-24 (Series 2)

Picture of Man with title as Sovereign Gold Bond Scheme 2023 Returns Calculator

Sovereign Gold Bond Scheme. The latest tranche for Sovereign Gold Bond (SGB) has been priced at ₹5923 per gram and will open for subscription on 11 September and close on 15 September 2023.