FD Premature Withdrawal Penalty and Renewal EXCEL Calculator for Cumulative Deposits (Payout at Maturity)
₹1,499.00
This Excel calculator is used to help you calculate FD Pre-Closure and Renewal Calculator for Cumulative Deposits (Payouts at Maturity)
You can use the coupon codes to further lower the price.
Watch this video to be convinced how I saved money on my HDFC FD Renewal and the correctness of this FD Penalty calculator.
READ BEFORE YOU DOWNLOAD –
- This Excel Sheet has only been tested with Microsoft Excel application on a Windows and Mac based computer. If you are using any other application to use Excel Sheet, then it may not work properly.
- You will have to get some of the data from bank like the Interest Rate and Penalty applicable. I have created a video on how you can get it. There is a link in the excel for the same.
- Use this sheet only for Reference purposes and at your own discretion and Risk. While all the calculations give 99.9% accurate results, I DO NOT GUARANTEE or TAKE RESPONSIBILITY for the accuracy of any data shown in this sheet. If you find any issues or errors, contact me at [email protected] or [email protected]
- Different Banks have different criteria of calculation, specially for FDs with shorter durations. This FD calculator ideally works best when FD duration is more than 12 months.
- MOST IMPORTANT – Before taking any decisions, do consult your Financial advisor and trust your own wisdom.
WARNING!!! – DO NOT USE THIS EXCEL or SPREAD SHEET ON ANY SOCIAL MEDIA PRESENTATION OR VIDEO WITHOUT MY PRIOR PERMISSION. PURCHASING OF THIS EXCEL SHEET DOES NOT GIVE YOU RIGHTS FOR ITS USAGE ON SOCIAL MEDIA PLATFORMS OR FURTHER RESALE WITHOUT PRIOR PERMISSION.
You can use the coupon codes to further lower the price.
Click to watch the demonstration of this Excel Calculator.
14 in stock
Description
This Excel calculator is used to help you calculate FD Preclose Penalty and provides Renewal Advise for Cumulative Deposits (Payouts at Maturity)
Watch this video to be convinced how I saved money on my HDFC FD Renewal and the correctness of this FD Penalty calculator.
READ BEFORE YOU DOWNLOAD –
- This Excel Sheet has only been tested with Microsoft Excel application on a Windows and Mac based computer. If you are using any other application to use Excel Sheet, then it may not work properly.
- You will have to get some of the data from bank like the Interest Rate and Penalty applicable. I have created a video on how you can get it. There is a link in the excel for the same.
- Use this sheet only for Reference purposes and at your own discretion and Risk. While all the calculations give 99.9% accurate results, I DO NOT GUARANTEE or TAKE RESPONSIBILITY for the accuracy of any data shown in this sheet. If you find any issues or errors, contact me at [email protected] or [email protected]
- Different Banks have different criteria of calculation, specially for FDs with shorter durations. This FD calculator ideally works best when FD duration is more than 12 months.
- MOST IMPORTANT – Before taking any decisions, do consult your Financial advisor and trust your own wisdom.
WARNING!!! – DO NOT USE THIS EXCEL or SPREAD SHEET ON ANY SOCIAL MEDIA PRESENTATION OR VIDEO WITHOUT MY PRIOR PERMISSION. PURCHASING OF THIS EXCEL SHEET DOES NOT GIVE YOU RIGHTS FOR ITS USAGE ON SOCIAL MEDIA PLATFORMS OR FURTHER RESALE WITHOUT PRIOR PERMISSION.
You can use the coupon codes to further lower the price.
Click to watch the demonstration of this Excel Calculator.
Dwarka Nath –
Liked your thought behind creating this useful Calculator. very well explain in videos as well
Sunita Jha –
Thank you sir for your efforts. I was able to use this before going to bank. Calculations were almost 99% accurate.
Ritesh Kwatra –
Awesome Man – U r a saviour.
Glad I came here after lookinv at ur videos. I have been trying to get this information from last 15 days but was unable to find it anywhere. Thanks for great work. Your price is slightly steep but I was able to save 10 times more than the price, so I am not complaining. All the best!!!
Ritu Jha –
When I tried to close my fixed depoait via bank to renew the same at new interest rate, the bank did not tell me the penalty that will be applied. I came across your calculator and it told me exact amount applicable as penalty and also about the loss on my fd renewal. I wish Inhad come across your excel earlier so that I did not lose my money. I dont know why does bank not have this.l?
Gaurav Dharr –
Excellent Sir. I am amazed how you have created this very simple and easy to use calculator. I wish I would have bought both of your calculators when the deal was going. I also helped my relatives by checking their details before renewal of fixed deposit and this calculator helped us from losing money. Your calculator told us that if we preclose our fixed deposit and renew it now, then even though we will be renewing it at higher interest rate, still we will be at loss. And if we wait for just 10 more days, then we will have profit. We were surprised that banks never gave this information. We spend 1000 on this calculator and saved more than 15000 in loss. So thanks and God bless you.
Abhishek Raval –
Amit Ji, thanks for creating this calculator. It has helped me in taking the decision on whether I should take the calculator or not. Really appreciate your effort in creating this as not even bank is able to provide us with this level of information. A big fan of your youtube videos.