IDFC First Bank HPCL Power vs Power Plus – Credit Card Comparison

Image of IDFC HPCL Power Credit Card

IDFC HPCL Power

  • Joining Fee ₹199 + GST
  • Annual Fee – ₹199 + GST
  • Network – Rupay
  • Card Type – Fuel
  • Return – 0.33% to 5.0%
Image of IDFC HPCL Power Plus Credit Card

IDFC HPCL Power+

  • Joining Fee ₹499 + GST
  • Annual Fee – ₹499 + GST
  • Network – Rupay
  • Card Type – Fuel
  • Return – 0.5% to 6.5%

Fees and Waiver

Image of Fees Comparison of IDFC HPCL Power and Power Plus Credit Card
IDFC HPCL Power vs Power Plus Credit Card: Fees

IDFC First Bank has fuel credit cards in collaboration with HPCL – the Power and Power+ variants. The IDFC First Bank HPCL Power Credit Card is the entry-level option, issued on the RuPay Select network, with a joining and annual fee of Rs 199+GST. It offers 5.0% value back on HPCL fuel and 2.5% value back on utilities, and grocery spends, along with benefits like complimentary RSA and a fuel surcharge waiver.

The IDFC First Bank HPCL Power+ Credit Card is the premium variant, also on the RuPay Select network, with a Rs 499+GST fee. It provides 6.5% value back on HPCL fuel spends and 5% on utilities and groceries, plus perks like complimentary RSA, domestic lounge access, and a fuel surcharge waiver.

IDFC First HPCL Power/Power+ Credit Card Rewards

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IDFC HPCL Power vs Power Plus Credit Card: Reward Points

Rewards on Fuel Spends

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IDFC HPCL Power vs Power Plus Credit Card: Rewards on Fuel

Surcharge Waiver

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IDFC HPCL Power vs Power Plus Credit Card: Surcharge Waiver on Fuel
A comparison chart of savings on HPCL fuel spends with IDFC First Power Credit Cards, showing different reward structures, spend caps, and applicable conditions for earning reward points and Happy Coins
IDFC First Power Credit Cards - Fuel Spend Savings Breakdown

Real Benefits on Fuel Spends - 1

A comparison table showing monthly and annual spend along with monthly and annual benefits for HPCL IDFC Power and HPCL IDFC Power+ credit cards based on ₹5000 spend
₹5000 Spend Comparison for HPCL IDFC Power & Power+ Credit Cards

Real Benefits on Fuel Spends - 2

Comparison table showing monthly and annual spend and benefits for HPCL IDFC Power and HPCL IDFC Power+ Credit Cards
HPCL IDFC Power vs Power+ Credit Card Monthly and Annual Benefits

Rewards on Miscellaneous Spends

Comparison of Reward Points and Benefits for HPCL IDFC Power and Power+ Credit Cards
HPCL IDFC Power vs. Power+ Credit Card: Reward Points and Welcome Benefits

Max Spend Analysis

Image of Grocery Spend Analysis for IDFC HPCL Power and Power Plus Credit Card
IDFC HPCL Power vs Power Plus Credit Card: Grocery Spend Analysis

Travel and Other Benefits

Image of Other Benefits for IDFC HPCL Power and Power Plus Credit Card
IDFC HPCL Power vs Power Plus Credit Card: Other Benefits

YouTube Video Review

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