IDFC First Bank HPCL Power vs Power Plus – Credit Card Comparison

Amit Chopra

3 months ago

IDFC HPCL Power

Joining Fee – ₹199 + GST
Annual Fee – ₹199 + GST
Network – Rupay
Card Type – Fuel
Return – 0.33% to 5.0%

IDFC HPCL Power+

Joining Fee – ₹499 + GST
Annual Fee – ₹499 + GST
Network – Rupay
Card Type – Fuel
Return – 0.5% to 6.5%

Fees and Waiver

IDFC First Bank has fuel credit cards in collaboration with HPCL – the Power and Power+ variants. The IDFC First Bank HPCL Power Credit Card is the entry-level option, issued on the RuPay Select network, with a joining and annual fee of Rs 199+GST. It offers 5.0% value back on HPCL fuel and 2.5% value back on utilities, and grocery spends, along with benefits like complimentary RSA and a fuel surcharge waiver.

The IDFC First Bank HPCL Power+ Credit Card is the premium variant, also on the RuPay Select network, with a Rs 499+GST fee. It provides 6.5% value back on HPCL fuel spends and 5% on utilities and groceries, plus perks like complimentary RSA, domestic lounge access, and a fuel surcharge waiver.