ONLINE
SBI Cashback –
Apply – https://tinyurl.com/SBICB-EPM-SS
LTF Trick – Comes with ₹999 Joining Fees but next year onwards you can either go to SBI App and get charges waived off or simply ask CC citing your first year spends.
HDFC Swiggy
Apply – https://bitlii.cc/en/W9HCiV
LTF Trick – Try applying via Swiggy app on mobile for LTF/FYF offer
BoB Eterna
Apply – https://tinyurl.com/Bob-CC-Epm
LTF Trick – Apply before 31st March 2026. LTF issued for new BoB Card customers
UPI
Kiwi
Apply – https://tinyurl.com/Kiwiw-EPM-SS
LTF Trick – Card is issued LTF
Tata Neu
Apply – https://tinyurl.com/Hdfc-Tata-EPM
LTF Trick – Try applying via HDFC Tata Neu app on mobile for LTF/FYF offer
Fuel
IDFC Power+
Apply – https://bitlii.cc/en/xVH9vd
Fee Waiver Trick – Call CC and request card cancellation
SBI Octane+
Apply – https://tinyurl.com/SBIOC-EPM-SS
Fee Waiver Trick – https://x.com/EvryPaisaMatter/status/1976154148681941449?s=20
RBL IndianOil XTRA
Apply – https://tinyurl.com/RBL-IOLXT-EPM
Fee Waiver Trick – https://x.com/EvryPaisaMatter/status/1981930289179029938?s=20
Movie
BoB Eterna
Apply – https://tinyurl.com/Bob-CC-Epm
LTF Trick – Apply before 31st March 2026. LTF issued for new BoB Card customers
Tiger
Apply – https://tinyurl.com/Tiger-EPM-SS
LTF Trick – Card is issued LTF
Travel + Lounge
Scapia
Apply – https://tinyurl.com/Scapia-EPM-SS
LTF Trick – Card is issued LTF.