Flipkart SBI Cashback Credit Card
Core Features
Cashback Card Best for Flipkart, Cleartrip and Myntra
💳 Fees & Bonuses
| Category | Details |
|---|---|
| Joining Fees | ₹500 + GST |
| Joining Bonus | ₹250 Flipkart Gift Card within 60 days of Fee Realization |
| Renewal Fees | ₹500 + GST (Waived off for spends > ₹3.5 lakh) |
💳 Rewards Earning
| Category | Reward | Quarterly Capping | Max Spends (Quarterly) |
|---|---|---|---|
| Flipkart | 5% Cashback | ₹4,000 | ₹80,000 |
| Cleartrip | 5% Cashback | ₹4,000 | ₹80,000 |
| Myntra | 7.5% Cashback | ₹4,000 | ₹53,333 |
| 4 Select Merchants | 4% Cashback | ₹4,000 | ₹1,00,000 |
| Other Spends | 1% Cashback | Unlimited | No Limit |
💳 Rewards Exclusions
| Merchant Group | Merchant Category Codes (MCC) |
|---|---|
| Rental | 6513, 7349 |
| School | 5111, 5192, 5942, 5943, 5947, 8211, 8220, 8241, 8244, 8249, 8299, 8351 |
| E-Wallets | 6540, 6541 |
| Gaming | 5816, 7993, 7994 |
| Insurance | 4225, 5962, 5963, 5964, 5965, 5966, 5968, 5969, 5960, 6300, 6381 |
| Jewelry | 5051, 5094, 5944, 7631 |
| Govt. | 9399, 9311 |
| Fuel | 5172, 5541, 5542, 5983 |
| Utilities | 4900, 4814, 4816, 4899, 9399 |
| Railways | 4011, 4112 |
| Financial Institutions | 6011, 6012, 6051 |
💳 Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all petrol pumps in India
- Transactions from Rs. 500 up to Rs. 4,000
- Maximum fuel surcharge waiver of Rs. 400 per statement cycle
💳 Redemption
- Cashback earned for the purchases during the current billing statement month will be credited in the next billing statement month on statement generation date plus two days
- Cashback accruals for customers will be capped per calendar quarter
- Post reaching the capping limit, cardholder will not earn any cashback for that quarter.
- Cashback is applicable on transactions above Rs.100
💳 Competition
- Axis Flipkart Cashback Credit Card
- SBI Cashback Credit Card
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- SBI Flipkart Cashback Credit Card – Coming Soon
- SBI Cashback Credit Card – Apply Here